Truck insurance for every kind of rig
Whatever you’re driving or hauling, we’ll get it covered. Pick your truck to see the risks it runs and the coverage most operators carry.
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Insurance by truck type
Each rig runs its own risks. Every page covers what it hauls, what can go wrong and the coverage most operators carry.
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Flatbed truck insurance
Steel, lumber, machinery and oversize loads.
Most operators carry
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Dump truck insurance
Sand, gravel, asphalt and construction hauling.
Most operators carry
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Auto hauler insurance
Car carriers moving new, used and salvage vehicles.
Most operators carry
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Fuel & gas hauler insurance
Fuel and petroleum tankers with higher federal limits.
Most operators carry
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Liquid waste & hazmat hauler insurance
Grease trap, septic, liquid waste and hazmat haulers.
Most operators carry
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Hot shot trucking insurance
Pickup-and-gooseneck operations running time-critical loads.
Most operators carry
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Intermodal drayage insurance
Container drayage between ports, rail yards and warehouses.
Most operators carry
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Log truck insurance
Logging trucks running from the woods to the mill.
Most operators carry
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Moving & storage insurance
Household and commercial movers, and the goods in storage.
Most operators carry
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Tow truck insurance
Wreckers, rollbacks and recovery work.
Most operators carry
Hauling something else?
Dry vans, reefers and most other trucking operations run on the same core coverage. Tell us what you run and we’ll shop it for you.
The coverage most rigs carry
Whatever the truck, four coverages come up on almost every policy, and each one answers to someone: your authority, your customers, your lender or your lease.
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Primary liability insurance
Your authority depends on it: at least $750,000 for most for-hire interstate carriers, and $1 million to $5 million for hazardous materials.
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Motor truck cargo insurance
Most brokers and shippers want to see it before they give you a load, usually $100,000 or more.
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Physical damage insurance
Repairs or replaces your rig after a crash, theft, fire or bad weather. Lenders and lessors usually require it.
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Non-trucking liability insurance
Leased owner-operators usually need it, or bobtail, for the driving the carrier’s policy doesn’t cover. Your lease says which.
Truck insurance questions
Don’t see your question? Call us at (888) 353-2953
Does the type of truck change my insurance price?
Yes. What you haul, what your truck and trailer are worth, how far you run and the risks of the work, like heavy loads, hazardous materials or job-site work, all count, along with your driving record and years in business.
My truck type isn’t listed. Can you still insure it?
Most likely. These are the operations we’re asked about most, and we place coverage for most commercial trucking, including dry vans and reefers. Call us or start a quote and tell us what you run.
What coverage does every truck need?
Liability. Carriers under their own authority carry primary liability at the federal minimum for what they haul, most also carry cargo, and physical damage protects the truck itself. Leased owner-operators add non-trucking liability or bobtail.
What truckers say about Axle
Average of 211 reviews on Google
Get your rig covered
Tell us about your truck and what you haul, or talk to a trucking insurance expert. We compare 100+ A-rated carriers for you.
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