Gas Hauler’s Insurance - Axle Trucking Insurance

Gas Hauler’s Insurance

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"Gas hauler" includes an array of haulers including those who haul petroleum, propane, home heating oil, used oil, bulk oil, gasoline, and diesel. This article discusses recommend insurance.

Peculiar Concerns

Gas haulers have insurance concerns that are different from most haulers in that they are carrying substances that are pollutants, are highly toxic, and are flammable if not highly explosive.  A collision that results in a ruptured tank can lead to liability in the tens of millions of dollars. The insurance needs of gas haulers are thus greater than is common.

Particular Recommend Coverages

In addition to the usual coverages that are required for all vehicles, the following coverages are further recommended fro gas haulers.


  • Broadened Pollution Liability

Covers damages caused by accidental discharge of fuel, including gases, fumes, and vapors

  • Erroneous Delivery of Liquid Products

Covers damages caused by delivery of the wrong fuel or delivery of the fuel to the incorrect receptacle or address

  • Gasoline or Oil Contamination and Spoilage

Covers damage caused by contamination or bio-deterioration of fuel

  • Umbrella insurance

Umbrella insurance provides coverage limits beyond what are provided by your primary coverage, and also provides coverage for occurrences that are not covered by your primary coverage.  Note here the difference between excess insurance and umbrella insurance: excess insurance provides higher limits but only covers whatever is covered by your primary coverage; umbrella provides higher limits and broader coverage.  As your primary insurance is likely to offer coverage under $10 million, and might have exclusions that limit coverage to certain occurrences, an umbrella policy that both broadens coverage and offers a limit in the tens of millions of dollars is recommended.


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A robust support system

Because we work exclusively in trucking insurance, we know the industry inside and out.

Wide Network of Contacts

With hundreds of options at our finger-tips, you'll get an affordable plan that's perfect for you.

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Our online software lets you create, download and send certificates of insurance in less that 30 seconds, 24/7,

Competitive Financing

We offer financing options that help you hit the road now and pay for your insurance as you go.

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